Humana Dental believes all people should have access to basic medical care, including dental. Humana Dental provides comprehensive PPO dental insurance in California. They also offer a program for California veterans.
Individual Humana Insurance Plans
Dental Preventive Plus
Preventive plus is a basic PPO insurance plan with a deductible structure similar to that of other insurers, with a $50 individual deductible and a $150 family deductible. Routine cleanings and x-rays are covered 100%, and there is some coverage for basic non-preventative services like fillings. For details about costs beyond these procedures, check with our friendly office staff at Yuba City Dentistry Group or you may choose to contact Humana Dental directly.
Humana Preventive Plus Package for Veterans
This plan is similar to the Dental Preventive Plus program, and features additional services at a discount for veterans. These services are provided by other medical facilities in the Humana network, but they are included in the cost of your dental insurance. With the California Veterans package, in addition to dental coverage, you also receive discounts on:
- Vision coverage
- Urgent care
- Prescription drugs
- Chiropractic service
- Massage therapy
- Acupuncture therapy
The Yuba City Dentistry Group also has a Veterans Discount Program. Contact our staff to determine if you can combine this program with the benefits offered by the Humana Dental Plan.
Group Plans from Humana Dental
This program offers the highest level of coverage but is also the most expensive. With this plan, major dental work (such as crowns, bridges and dentures) is covered. Coinsurance levels are the same whether you use an in-network or out-of-network dentist.
The Humana Dental PPO is like the Traditional Preferred program, because it covers major dental work, but levels of coverage vary. Patients may have higher copays with the PPO plan but have lower monthly or annual expenses. If your employer covers all benefit premiums, then the Traditional Preferred coverage is the best choice. If not, then the PPO may be the better fit for you and your family, especially if you have generally good dental health and maintain a daily oral care routine.
This plan is the least expensive, but it does not feature automatic coverage for major dental services. At that point it becomes a dental discount program. It still features the classic PPO benefit — you get to choose your Yuba City dentist.