Premier Access Dental Insurance

Sacramento based insurer Premier Access provides health and dental insurance across the United States. They provide individual dental insurance through an HMO plan, workplace insurance using the PPO or HMO options and coverage for children and teenagers through Covered California (part of the Affordable Care Act).

Premier Access Individual Dental Insurance

Premier Access individual dental insurance coverage is provided through an HMO. The Yuba City Dentistry Group is part of their network. Coverage for dental services requires a copayment, and there are usually no additional costs. The Premier Access HMO dental plan has four different levels of coverage, and each level of coverage has varying copayment amounts.

Premier Access Company Dental Insurance

Premier Access for companies offers five different dental insurance options:

  • PPO Plan— employees select their own Yuba City dentist, with additional cost savings if they choose from within the Premier Access network.
  • DHMO Plan— employees select a Yuba City dentist from the Premier Access network, similar to the individual plan.
  • Premier Advantage— employees choose from either the PPO or the DHMO plan from month to month, if needed and costs are based on their dental care needs.
  • Plus Plans— works like a PPO, but with lower monthly premiums. Lower premiums mean costs for services may be higher.
  • Dual Option— employers can offer a choice of plans or offer high/low plans. With high/low plans the level of service is adjusted by premium costs.

Premier Access Covered California

This dental insurance is only for children 19 years of age and under. Patients and their parents may choose from the DHMO or PPO plans and there are high and low options for both. Under the PPO plan, parents will pay a specific percentage of services provided. With the DHMO plan, parents pay a specific cost for available procedures.
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