United Concordia Dental Insurance
United Concordia offers a variety of PPO plans through employers for their employees. While the iDental Discount program is no longer available to individual buyers, it is still available for employers to offer employees. The plan is inexpensive but is not insurance, rather it is a dental discount membership option.
The United Concordia Insurance Plans
United Concordia offers an Active PPO plan, the Passive PPO plan and the UCElect Series.
Active PPO
The Active PPO provides better coverage with in-network verses out-of-network dentists. This plan will likely result in out of pocket savings for individuals.
Passive PPO
The Passive PPO provides the same coverage amounts for in-network or out-of-network dentists.
UCElect Series
With this plan, an employer selects two different levels of Passive PPO coverage. The employee then has a choice, based on the level of coverage desired and the costs they are willing to incur for services.
Optional Gum Disease Coverage
This is additional periodontal coverage, which supplements the PPO plans for treatment and prevention of persistent gum disease. This option is called Smile for Health—Wellness. Gum disease is especially common for people with the following circumstances:
- Oral cancer,
- Diabetes,
- Rheumatoid arthritis,
- Cerebral Vascular Disease (stroke victims),
- Coronary Artery Disease (heart attack victims),
- Organ transplant.
Our Yuba City dentists would like to suggest that this coverage is also useful for those individuals who are pregnant or those planning a pregnancy in the near future. If you have valued employees who experience any of these conditions, this added coverage provides may assist in keeping them healthy and productive in the workplace.
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